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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $453,468 | $185,225+144.8% | $142,898+217.3% | $167,553+170.6% |
| Participation rate | 80.0% | 78.5%+1.5pp | 72.0%+8.0pp | 82.1%-2.1pp |
| Annual return | 19.20% | 8558.12%-8538.9pp | 5639.64%-5620.4pp | 478.89%-459.7pp |
| Employer contribution / active EE | $695 | $5,607-87.6% | $4,146-83.2% | $4,840-85.6% |
| Participant deferral / active EE | $12,872 | $4,496+186.3% | $3,838+235.3% | $6,343+102.9% |
| Admin fee / account holder | $8,696 | $8,032+8.3% | $6,560+32.6% | $12,316-29.4% |