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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $371,870 | $176,402+110.8% | $134,162+177.2% | $158,982+133.9% |
| Participation rate | 80.0% | 78.7%+1.3pp | 72.2%+7.8pp | 82.0%-2.0pp |
| Annual return | 9.58% | 63.66%-54.1pp | 36.35%-26.8pp | 302.99%-293.4pp |
| Employer contribution / active EE | $695 | $5,042-86.2% | $3,705-81.2% | $4,763-85.4% |
| Participant deferral / active EE | $12,522 | $4,093+206.0% | $3,500+257.8% | $5,983+109.3% |
| Admin fee / account holder | $748 | $8,719-91.4% | $6,685-88.8% | $11,252-93.4% |