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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,965 | $114,119-83.4% | $107,187-82.3% | $138,895-86.3% |
| Participation rate | 50.0% | 78.1%-28.1pp | 75.0%-25.0pp | 79.9%-29.9pp |
| Annual return | 21.99% | 273.21%-251.2pp | 204.55%-182.6pp | 145.39%-123.4pp |
| Employer contribution / active EE | $1,086 | $4,059-73.2% | $3,782-71.3% | $4,194-74.1% |
| Participant deferral / active EE | $1,733 | $5,538-68.7% | $5,096-66.0% | $6,396-72.9% |
| Admin fee / account holder | $246 | $10,024-97.5% | $9,162-97.3% | $12,562-98.0% |