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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,689 | $175,257-61.9% | $149,717-55.5% | $139,456-52.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 15.31% | 166.70%-151.4pp | 134.41%-119.1pp | 373.45%-358.1pp |
| Employer contribution / active EE | $6,999 | $5,477+27.8% | $4,820+45.2% | $4,753+47.3% |
| Participant deferral / active EE | $11,265 | $6,521+72.8% | $5,682+98.3% | $6,711+67.9% |
| Admin fee / account holder | $259 | $16,156-98.4% | $13,213-98.0% | $11,407-97.7% |