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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,947 | $165,361-90.4% | $149,715-89.3% | $158,950-90.0% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 11.77% | 348.24%-336.5pp | 276.66%-264.9pp | 302.91%-291.1pp |
| Employer contribution / active EE | $1,393 | $5,103-72.7% | $4,645-70.0% | $4,762-70.8% |
| Participant deferral / active EE | $3,900 | $7,182-45.7% | $6,842-43.0% | $5,983-34.8% |
| Admin fee / account holder | $58,345 | $10,808+439.8% | $9,310+526.7% | $11,248+418.7% |