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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,644 | $135,956-74.5% | $123,894-72.0% | $273,972-87.4% |
| Participation rate | 60.0% | 84.1%-24.1pp | 81.4%-21.4pp | 83.0%-23.0pp |
| Annual return | 4.77% | 56.63%-51.9pp | 47.52%-42.7pp | 41.46%-36.7pp |
| Employer contribution / active EE | $3,719 | $5,170-28.1% | $4,617-19.5% | $4,869-23.6% |
| Participant deferral / active EE | $5,360 | $6,343-15.5% | $5,984-10.4% | $5,287+1.4% |
| Admin fee / account holder | $4,536 | $9,817-53.8% | $8,357-45.7% | $10,133-55.2% |