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| Provider | Service type | Compensation |
|---|---|---|
MERRILL LYNCH PIERCE FENNER & SMITH10+ years Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $129,162 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,822 | $112,582+97.0% | $105,624+110.0% | $200,096+10.9% |
| Participation rate | 98.4% | 86.3%+12.2pp | 75.3%+23.1pp | 72.0%+26.4pp |
| Annual return | 15.77% | 15.58%+0.2pp | 116.20%-100.4pp | 34.26%-18.5pp |
| Employer contribution / active EE | $5,538 | $4,580+20.9% | $3,168+74.8% | $3,038+82.3% |
| Participant deferral / active EE | $12,609 | $6,655+89.5% | $5,013+151.5% | $5,090+147.7% |
| Admin fee / account holder | $31 | $107-70.6% | $10,961-99.7% | $269-88.3% |