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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,077 | $104,251-26.1% | $91,004-15.3% | $147,586-47.8% |
| Participation rate | 100.0% | 78.2%+21.8pp | 75.6%+24.4pp | 82.8%+17.2pp |
| Annual return | 12.55% | 27.06%-14.5pp | 4.60%+7.9pp | 578.59%-566.0pp |
| Employer contribution / active EE | $2,808 | $3,116-9.9% | $2,456+14.3% | $4,876-42.4% |
| Participant deferral / active EE | $2,347 | $4,195-44.1% | $3,548-33.9% | $5,439-56.9% |
| Admin fee / account holder | $1,733 | $8,948-80.6% | $5,417-68.0% | $10,886-84.1% |