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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,904 | $99,079-56.7% | $78,002-45.0% | $273,972-84.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.5%+24.5pp | 83.0%+17.0pp |
| Annual return | 6.90% | 217.93%-211.0pp | 425.99%-419.1pp | 41.46%-34.6pp |
| Employer contribution / active EE | $30,554 | $3,308+823.7% | $2,470+1136.9% | $4,869+527.5% |
| Participant deferral / active EE | $2,343 | $4,306-45.6% | $3,497-33.0% | $5,287-55.7% |
| Admin fee / account holder | $2,124 | $8,954-76.3% | $5,481-61.2% | $10,133-79.0% |