Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,910 | $91,537-80.4% | $130,045-86.2% | $75,173-76.2% |
| Participation rate | 22.6% | 71.5%-48.9pp | 78.5%-55.9pp | 67.2%-44.6pp |
| Annual return | 33.10% | -631.55%+664.6pp | -137.30%+170.4pp | 160.72%-127.6pp |
| Employer contribution / active EE | $0 | $2,845-100.0% | $4,321-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $2,865 | $4,343-34.0% | $5,820-50.8% | $4,126-30.6% |
| Admin fee / account holder | $597 | $6,780-91.2% | $10,600-94.4% | $5,651-89.4% |