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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,632 | $102,382+255.2% | $147,005+147.4% | $80,874+349.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 13.34% | 134.89%-121.6pp | 418.76%-405.4pp | 35.62%-22.3pp |
| Employer contribution / active EE | $20,702 | $3,715+457.3% | $4,934+319.5% | $2,756+651.2% |
| Participant deferral / active EE | $15,489 | $6,646+133.0% | $8,070+91.9% | $4,297+260.5% |
| Admin fee / account holder | $21,928 | $7,942+176.1% | $13,006+68.6% | $6,935+216.2% |