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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $642,798 | $88,603+625.5% | $69,890+819.7% | $134,545+377.8% |
| Participation rate | 91.7% | 74.9%+16.7pp | 70.5%+21.2pp | 81.2%+10.4pp |
| Annual return | -15.94% | 442.93%-458.9pp | 190.84%-206.8pp | 418.37%-434.3pp |
| Employer contribution / active EE | $8,959 | $3,236+176.9% | $2,560+249.9% | $4,742+89.0% |
| Participant deferral / active EE | $6,363 | $4,771+33.4% | $3,848+65.3% | $6,401-0.6% |
| Admin fee / account holder | $26,516 | $10,443+153.9% | $6,267+323.1% | $11,431+132.0% |