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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $485,745 | $91,911+428.5% | $68,612+608.0% | $135,380+258.8% |
| Participation rate | 100.0% | 76.7%+23.3pp | 72.2%+27.8pp | 82.6%+17.4pp |
| Annual return | -11.80% | -8.22%-3.6pp | -4.63%-7.2pp | 519.81%-531.6pp |
| Employer contribution / active EE | $9,478 | $3,924+141.6% | $2,625+261.1% | $4,779+98.3% |
| Participant deferral / active EE | $5,850 | $4,315+35.6% | $3,311+76.7% | $5,609+4.3% |
| Admin fee / account holder | $13,759 | $9,240+48.9% | $5,131+168.1% | $10,828+27.1% |