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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,797 | $49,255-23.3% | $70,494-46.4% | $79,856-52.7% |
| Participation rate | 76.3% | 69.2%+7.2pp | 75.1%+1.3pp | 69.6%+6.7pp |
| Annual return | 2.12% | 30.10%-28.0pp | 109.16%-107.0pp | 31.71%-29.6pp |
| Employer contribution / active EE | $2,016 | $2,100-4.0% | $2,738-26.4% | $2,471-18.4% |
| Participant deferral / active EE | $5,654 | $2,768+104.3% | $3,711+52.4% | $3,741+51.2% |
| Admin fee / account holder | $1,022 | $2,879-64.5% | $3,848-73.4% | $5,306-80.7% |