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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,189 | $45,087-26.4% | $69,483-52.2% | $72,976-54.5% |
| Participation rate | 71.1% | 68.5%+2.6pp | 74.6%-3.5pp | 69.5%+1.6pp |
| Annual return | 3.17% | 22.67%-19.5pp | 28.99%-25.8pp | 81.02%-77.8pp |
| Employer contribution / active EE | $954 | $2,055-53.6% | $2,780-65.7% | $2,440-60.9% |
| Participant deferral / active EE | $3,299 | $2,603+26.7% | $3,537-6.7% | $3,608-8.6% |
| Admin fee / account holder | $6,841 | $3,057+123.8% | $3,841+78.1% | $5,124+33.5% |