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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,796 | $199,109+67.6% | $173,730+92.1% | $154,746+115.7% |
| Participation rate | 87.5% | 82.8%+4.7pp | 79.6%+7.9pp | 80.7%+6.8pp |
| Annual return | 15.34% | 20.02%-4.7pp | 19.96%-4.6pp | 172.34%-157.0pp |
| Employer contribution / active EE | $14,022 | $5,311+164.0% | $4,577+206.3% | $4,379+220.2% |
| Participant deferral / active EE | $8,664 | $7,113+21.8% | $6,326+36.9% | $6,730+28.7% |
| Admin fee / account holder | $2,045 | $20,916-90.2% | $17,523-88.3% | $14,365-85.8% |