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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,510 | $176,786-10.3% | $146,643+8.1% | $167,536-5.4% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 2.99% | 24.04%-21.0pp | 22.75%-19.8pp | 478.82%-475.8pp |
| Employer contribution / active EE | $11,593 | $5,161+124.6% | $4,137+180.2% | $4,839+139.6% |
| Participant deferral / active EE | $7,572 | $6,440+17.6% | $5,506+37.5% | $6,342+19.4% |
| Admin fee / account holder | $1,896 | $13,262-85.7% | $10,280-81.6% | $12,315-84.6% |