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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,020 | $104,694-32.2% | $85,709-17.1% | $167,536-57.6% |
| Participation rate | 44.4% | 76.4%-31.9pp | 69.9%-25.4pp | 82.1%-37.7pp |
| Annual return | 9.44% | 21.45%-12.0pp | 21.49%-12.1pp | 478.82%-469.4pp |
| Employer contribution / active EE | $840 | $3,337-74.8% | $2,619-67.9% | $4,839-82.6% |
| Participant deferral / active EE | $1,601 | $4,826-66.8% | $3,924-59.2% | $6,342-74.8% |
| Admin fee / account holder | $0 | $10,035-100.0% | $6,876-100.0% | $12,315-100.0% |