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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,133 | $85,790-69.5% | $67,313-61.2% | $135,380-80.7% |
| Participation rate | 75.0% | 76.5%-1.5pp | 69.1%+5.9pp | 82.6%-7.6pp |
| Annual return | -8.15% | -0.54%-7.6pp | -4.08%-4.1pp | 519.81%-528.0pp |
| Employer contribution / active EE | $1,627 | $3,487-53.4% | $2,566-36.6% | $4,779-66.0% |
| Participant deferral / active EE | $6,078 | $4,651+30.7% | $3,568+70.3% | $5,609+8.4% |
| Admin fee / account holder | $1,599 | $6,392-75.0% | $4,507-64.5% | $10,828-85.2% |