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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,128 | $211,105-81.5% | $178,449-78.1% | $145,978-73.2% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 6.05% | 30.19%-24.1pp | 27.09%-21.0pp | 550.52%-544.5pp |
| Employer contribution / active EE | $2,460 | $4,569-46.2% | $3,951-37.7% | $4,662-47.2% |
| Participant deferral / active EE | $5,582 | $6,959-19.8% | $6,277-11.1% | $6,690-16.6% |
| Admin fee / account holder | $108,934 | $12,017+806.5% | $10,362+951.3% | $13,400+712.9% |