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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,872 | $81,870-33.0% | $119,608-54.1% | $68,495-19.9% |
| Participation rate | 65.7% | 71.9%-6.2pp | 79.3%-13.5pp | 67.9%-2.2pp |
| Annual return | -14.19% | -23.82%+9.6pp | -14.98%+0.8pp | -7.84%-6.3pp |
| Employer contribution / active EE | $1,400 | $2,692-48.0% | $4,232-66.9% | $2,596-46.1% |
| Participant deferral / active EE | $4,843 | $4,148+16.8% | $5,601-13.5% | $4,028+20.3% |
| Admin fee / account holder | $5,075 | $6,583-22.9% | $10,326-50.9% | $5,403-6.1% |