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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $495,388 | $92,766+434.0% | $82,763+498.6% | $134,545+268.2% |
| Participation rate | 88.9% | 75.2%+13.7pp | 72.6%+16.3pp | 81.2%+7.7pp |
| Annual return | -8.54% | 946.97%-955.5pp | 702.45%-711.0pp | 418.37%-426.9pp |
| Employer contribution / active EE | $2,251 | $3,273-31.2% | $3,008-25.2% | $4,742-52.5% |
| Participant deferral / active EE | $10,515 | $4,802+119.0% | $4,395+139.2% | $6,401+64.3% |
| Admin fee / account holder | $12,994 | $5,978+117.4% | $5,325+144.0% | $11,431+13.7% |