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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $459,113 | $100,938+354.8% | $90,461+407.5% | $158,982+188.8% |
| Participation rate | 80.0% | 75.0%+5.0pp | 72.7%+7.3pp | 82.0%-2.0pp |
| Annual return | 9.43% | 1727.20%-1717.8pp | 1294.76%-1285.3pp | 302.99%-293.6pp |
| Employer contribution / active EE | $4,885 | $3,691+32.3% | $3,264+49.7% | $4,763+2.6% |
| Participant deferral / active EE | $10,869 | $4,350+149.9% | $3,964+174.2% | $5,983+81.7% |
| Admin fee / account holder | $2,035 | $6,510-68.7% | $5,617-63.8% | $11,252-81.9% |