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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $499,329 | $88,815+462.2% | $81,882+509.8% | $145,897+242.2% |
| Participation rate | 87.5% | 75.1%+12.4pp | 72.4%+15.1pp | 80.3%+7.2pp |
| Annual return | 6.71% | 1033.75%-1027.0pp | 779.47%-772.8pp | 552.29%-545.6pp |
| Employer contribution / active EE | $4,586 | $3,086+48.6% | $2,916+57.3% | $4,663-1.7% |
| Participant deferral / active EE | $11,391 | $4,647+145.1% | $4,323+163.5% | $6,689+70.3% |
| Admin fee / account holder | $108,049 | $8,434+1181.1% | $7,360+1368.1% | $13,390+706.9% |