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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,482 | $73,978+244.0% | $96,515+163.7% | $75,173+238.5% |
| Participation rate | 96.2% | 66.4%+29.8pp | 74.3%+21.9pp | 67.2%+29.0pp |
| Annual return | 15.79% | 26.72%-10.9pp | 35.73%-19.9pp | 160.72%-144.9pp |
| Employer contribution / active EE | $2,267 | $2,931-22.7% | $3,740-39.4% | $2,671-15.1% |
| Participant deferral / active EE | $4,439 | $3,660+21.3% | $4,880-9.0% | $4,126+7.6% |
| Admin fee / account holder | $11,355 | $5,219+117.6% | $6,735+68.6% | $5,651+101.0% |