Retirement plan

ROSENBERG & ESTIS, P.C. 401(K) PLAN

Name: ROSENBERG & ESTIS, P.C. - ROSENBERG & ESTIS, P.C. 401(K) PLAN (2015) Form 5500
Creator: ROSENBERG & ESTIS, P.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ROSENBERG & ESTIS, P.C. 401(K) PLAN, ROSENBERG & ESTIS, P.C.

ROSENBERG & ESTIS, P.C.EIN 13-2861714Plan #001PY 2015

733 THIRD AVENUE, 14TH FLOOR - NEW YORK, NY 100173204212-867-6000rosenbergestis.comLinkedIn51-200 employeeslaw practice

Prospect flagsHigh cashLow participation

How to read this page

Total assets (EOY)

$17.4M

No prior year

Total participants

151

No prior year

Average account balance

$175,608

No prior year

Annual return

-0.92%

No prior year

Benchmarks

See 4,662 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort4,662 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$37.90M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$170K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

223

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.39M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$13K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.91%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$404

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
USI CONSULTING GROUP1+ years Filed as: USI SECURITIES INC Service code 55	Other Commissions	$39,375
FIDELITY INVESTMENTS INSTITUTIONAL1+ years Service code 37 · EIN 04-2647786 P O BOX 770002 · CINCINNATI, OH 410154325	Loan Processing	$6,959
LPL FINANCIAL1+ years Filed as: LPL FINANCIAL CORPORATION Service code 55 4707 EXECUTIVE DRIVE · SAN DIEGO, CA 92121	Other Commissions	$0

Plan features & details

Pension benefit codes2E2F2J2K2R2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh cash
More than 10% of assets are held in cash - possible menu-design or default-fund problem.

Expense breakdown

Schedule H Part II

Admin total

$7K

$49 / participant

Contract admin$7K100.0%

% of EOY assets

0.040%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ANCHIN BLOCK & ANCHIN LLP
Auditor EIN: 130436940
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$175,608

$70,002+150.9%

$115,038+52.7%

$52,331+235.6%

Participation rate

63.6%

72.1%-8.5pp

81.4%-17.7pp

68.1%-4.5pp

Annual return

-0.92%

4.04%-5.0pp

26.14%-27.1pp

4.54%-5.5pp

Employer contribution / active EE

$2,715-100.0%

$4,608-100.0%

$1,882-100.0%

Participant deferral / active EE

$7,587

$4,920+54.2%

$6,026+25.9%

$3,022+151.0%

Admin fee / account holder

$70

$566-87.6%

$8,175-99.1%

$592-88.1%

Provider

Service type

Compensation

USI CONSULTING GROUP1+ years

Filed as: USI SECURITIES INC

Service code 55

Other Commissions

$39,375

FIDELITY INVESTMENTS INSTITUTIONAL1+ years

Service code 37 · EIN 04-2647786

P O BOX 770002 · CINCINNATI, OH 410154325

Loan Processing

$6,959

LPL FINANCIAL1+ years

Filed as: LPL FINANCIAL CORPORATION

Service code 55

4707 EXECUTIVE DRIVE · SAN DIEGO, CA 92121

Other Commissions

ROSENBERG & ESTIS, P.C. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ROSENBERG & ESTIS, P.C. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion