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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,710 | $116,203+157.9% | $93,621+220.1% | $152,897+96.0% |
| Participation rate | 75.0% | 78.1%-3.1pp | 75.8%-0.8pp | 82.5%-7.5pp |
| Annual return | 4.32% | 35.96%-31.6pp | 32.76%-28.4pp | 345.43%-341.1pp |
| Employer contribution / active EE | $609 | $3,219-81.1% | $2,719-77.6% | $4,764-87.2% |
| Participant deferral / active EE | $1,250 | $4,605-72.9% | $4,070-69.3% | $5,851-78.6% |
| Admin fee / account holder | $14,292 | $10,751+32.9% | $7,890+81.1% | $11,599+23.2% |