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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,837 | $99,032+200.7% | $80,022+272.2% | $135,380+120.0% |
| Participation rate | 100.0% | 78.4%+21.6pp | 75.8%+24.2pp | 82.6%+17.4pp |
| Annual return | 9.13% | 15.39%-6.3pp | 11.22%-2.1pp | 519.81%-510.7pp |
| Employer contribution / active EE | $3,571 | $3,043+17.3% | $2,468+44.7% | $4,779-25.3% |
| Participant deferral / active EE | $3,429 | $4,282-19.9% | $3,686-7.0% | $5,609-38.9% |
| Admin fee / account holder | $9,431 | $10,436-9.6% | $6,521+44.6% | $10,828-12.9% |