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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,609,466 | $157,829+1553.4% | $136,867+1806.6% | $198,609+1213.9% |
| Participation rate | 100.0% | 77.2%+22.8pp | 74.5%+25.5pp | 82.4%+17.6pp |
| Annual return | 20.73% | 51.25%-30.5pp | 42.97%-22.2pp | 202.70%-182.0pp |
| Employer contribution / active EE | $32,500 | $3,923+728.5% | $3,547+816.3% | $5,055+542.9% |
| Participant deferral / active EE | $31,000 | $5,463+467.5% | $4,924+529.6% | $6,977+344.3% |
| Admin fee / account holder | $101,544 | $11,107+814.2% | $10,340+882.0% | $19,030+433.6% |