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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,609,466 | $102,595+2443.5% | $94,057+2674.3% | $154,746+1586.3% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 20.73% | 583.42%-562.7pp | 480.62%-459.9pp | 172.34%-151.6pp |
| Employer contribution / active EE | $32,500 | $3,147+932.6% | $2,933+1008.0% | $4,379+642.2% |
| Participant deferral / active EE | $31,000 | $5,118+505.7% | $4,709+558.3% | $6,730+360.6% |
| Admin fee / account holder | $101,544 | $7,736+1212.6% | $7,244+1301.7% | $14,365+606.9% |