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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,380 | $88,370-80.3% | $112,977-84.6% | $79,856-78.2% |
| Participation rate | 84.8% | 76.8%+8.1pp | 82.6%+2.3pp | 69.6%+15.2pp |
| Annual return | 13.38% | 23.16%-9.8pp | 24.24%-10.9pp | 31.71%-18.3pp |
| Employer contribution / active EE | $930 | $3,398-72.6% | $4,255-78.1% | $2,471-62.4% |
| Participant deferral / active EE | $2,332 | $4,536-48.6% | $5,836-60.0% | $3,741-37.7% |
| Admin fee / account holder | $9,222 | $5,750+60.4% | $6,294+46.5% | $5,306+73.8% |