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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,236 | $71,480-74.5% | $90,782-79.9% | $64,173-71.6% |
| Participation rate | 91.7% | 77.6%+14.1pp | 82.7%+9.0pp | 69.6%+22.1pp |
| Annual return | -6.86% | -4.25%-2.6pp | -3.42%-3.4pp | 7.63%-14.5pp |
| Employer contribution / active EE | $608 | $3,415-82.2% | $4,105-85.2% | $2,381-74.5% |
| Participant deferral / active EE | $1,765 | $4,302-59.0% | $5,366-67.1% | $3,470-49.1% |
| Admin fee / account holder | $690 | $6,309-89.1% | $5,908-88.3% | $4,887-85.9% |