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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,722 | $90,674-58.4% | $96,707-61.0% | $82,448-54.2% |
| Participation rate | 51.2% | 75.9%-24.7pp | 80.4%-29.1pp | 68.1%-16.8pp |
| Annual return | 16.71% | 49.05%-32.3pp | 34.78%-18.1pp | 41.64%-24.9pp |
| Employer contribution / active EE | $1,117 | $3,975-71.9% | $4,191-73.4% | $2,551-56.2% |
| Participant deferral / active EE | $2,453 | $5,696-56.9% | $5,997-59.1% | $4,139-40.7% |
| Admin fee / account holder | $1,649 | $7,568-78.2% | $7,503-78.0% | $7,234-77.2% |