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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.5+ years Service code 15 · EIN 94-1347393 | Recordkeeping | $811,909 |
LPL FINANCIAL2 years Filed as: LPL HOLDINGS, LLC Service code 27 · EIN 04-3046611 | Advisory (Plan) | $213,384 |
THE WAGNER LAW GROUP1 year Filed as: THE WAGNOR LAW GROUP Service code 29 · EIN 04-3323315 | Legal | $10,140 |
FINDLEY2 years Service code 15 · EIN 34-1213174 | Recordkeeping | $6,390 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,877 | $81,961-52.6% | $141,200-72.5% | $89,609-56.6% |
| Participation rate | 43.9% | 64.9%-21.0pp | 82.5%-38.6pp | 69.6%-25.7pp |
| Annual return | 26.03% | 36.14%-10.1pp | 71.41%-45.4pp | 33.65%-7.6pp |
| Employer contribution / active EE | $1,522 | $2,268-32.9% | $4,736-67.9% | $2,584-41.1% |
| Participant deferral / active EE | $3,139 | $5,316-40.9% | $6,710-53.2% | $4,222-25.6% |
| Admin fee / account holder | $47 | $68-30.2% | $10,265-99.5% | $72-33.7% |