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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383,840 | $199,109+92.8% | $173,730+120.9% | $154,746+148.0% |
| Participation rate | 91.7% | 82.8%+8.9pp | 79.6%+12.1pp | 80.7%+11.0pp |
| Annual return | 9.06% | 20.02%-11.0pp | 19.96%-10.9pp | 172.34%-163.3pp |
| Employer contribution / active EE | $4,220 | $5,311-20.5% | $4,577-7.8% | $4,379-3.6% |
| Participant deferral / active EE | $10,828 | $7,113+52.2% | $6,326+71.2% | $6,730+60.9% |
| Admin fee / account holder | $8,204 | $20,916-60.8% | $17,523-53.2% | $14,365-42.9% |