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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383,840 | $254,759+50.7% | $216,567+77.2% | $198,609+93.3% |
| Participation rate | 91.7% | 84.5%+7.1pp | 81.6%+10.0pp | 82.4%+9.3pp |
| Annual return | 9.06% | 10.04%-1.0pp | 12.94%-3.9pp | 202.70%-193.6pp |
| Employer contribution / active EE | $4,220 | $6,096-30.8% | $5,216-19.1% | $5,055-16.5% |
| Participant deferral / active EE | $10,828 | $6,948+55.8% | $6,191+74.9% | $6,977+55.2% |
| Admin fee / account holder | $8,204 | $26,311-68.8% | $21,981-62.7% | $19,030-56.9% |