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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383,840 | $178,174+115.4% | $156,181+145.8% | $137,256+179.7% |
| Participation rate | 91.7% | 82.0%+9.6pp | 78.8%+12.8pp | 80.0%+11.7pp |
| Annual return | 9.06% | 84.19%-75.1pp | 64.87%-55.8pp | 220.34%-211.3pp |
| Employer contribution / active EE | $4,220 | $4,972-15.1% | $4,294-1.7% | $4,156+1.5% |
| Participant deferral / active EE | $10,828 | $6,888+57.2% | $6,132+76.6% | $6,407+69.0% |
| Admin fee / account holder | $8,204 | $17,404-52.9% | $14,586-43.8% | $12,270-33.1% |