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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,675 | $91,536+64.6% | $130,062+15.8% | $75,177+100.4% |
| Participation rate | 92.6% | 71.5%+21.1pp | 78.5%+14.1pp | 67.2%+25.4pp |
| Annual return | 24.23% | -631.62%+655.8pp | -137.37%+161.6pp | 160.75%-136.5pp |
| Employer contribution / active EE | $6,474 | $2,845+127.6% | $4,322+49.8% | $2,671+142.4% |
| Participant deferral / active EE | $8,042 | $4,343+85.2% | $5,821+38.2% | $4,126+94.9% |
| Admin fee / account holder | $1,490 | $6,780-78.0% | $10,601-85.9% | $5,651-73.6% |