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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,439 | $144,130-26.2% | $117,861-9.7% | $147,586-27.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 17.42% | 531.20%-513.8pp | 335.11%-317.7pp | 578.59%-561.2pp |
| Employer contribution / active EE | $10,920 | $4,897+123.0% | $3,786+188.4% | $4,876+123.9% |
| Participant deferral / active EE | $13,345 | $5,316+151.0% | $4,482+197.8% | $5,439+145.4% |
| Admin fee / account holder | $590 | $10,887-94.6% | $8,021-92.6% | $10,886-94.6% |