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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,785 | $101,795+93.3% | $165,100+19.2% | $80,959+143.1% |
| Participation rate | 96.2% | 71.8%+24.3pp | 78.6%+17.5pp | 67.7%+28.5pp |
| Annual return | 21.78% | 16.73%+5.0pp | 70.21%-48.4pp | 35.67%-13.9pp |
| Employer contribution / active EE | $8,743 | $2,954+196.0% | $4,348+101.1% | $2,757+217.1% |
| Participant deferral / active EE | $8,908 | $4,476+99.0% | $6,035+47.6% | $4,300+107.1% |
| Admin fee / account holder | $1,459 | $8,221-82.3% | $12,696-88.5% | $6,925-78.9% |