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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,985 | $93,598+172.4% | $135,974+87.5% | $75,173+239.2% |
| Participation rate | 98.1% | 75.2%+22.9pp | 81.9%+16.2pp | 67.2%+30.9pp |
| Annual return | 15.53% | 30.89%-15.4pp | 68.30%-52.8pp | 160.72%-145.2pp |
| Employer contribution / active EE | $6,704 | $3,538+89.5% | $4,859+38.0% | $2,671+151.0% |
| Participant deferral / active EE | $9,642 | $6,405+50.5% | $7,760+24.3% | $4,126+133.7% |
| Admin fee / account holder | $41,537 | $6,978+495.3% | $10,767+285.8% | $5,651+635.1% |