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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,263 | $198,457+15.5% | $170,435+34.5% | $147,586+55.3% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 7.58% | 257.30%-249.7pp | 205.94%-198.4pp | 578.59%-571.0pp |
| Employer contribution / active EE | $8,710 | $6,183+40.9% | $5,432+60.3% | $4,876+78.6% |
| Participant deferral / active EE | $3,563 | $5,629-36.7% | $4,939-27.9% | $5,439-34.5% |
| Admin fee / account holder | $1,791 | $16,852-89.4% | $13,881-87.1% | $10,886-83.5% |