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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,363 | $181,896+20.6% | $156,551+40.1% | $273,972-19.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 3.57% | 30.74%-27.2pp | 32.23%-28.7pp | 41.46%-37.9pp |
| Employer contribution / active EE | $9,896 | $6,248+58.4% | $5,501+79.9% | $4,869+103.3% |
| Participant deferral / active EE | $4,480 | $5,550-19.3% | $4,871-8.0% | $5,287-15.3% |
| Admin fee / account holder | $9,803 | $15,560-37.0% | $13,028-24.8% | $10,133-3.3% |