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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,889 | $72,177+258.7% | $115,037+125.0% | $59,632+334.1% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | -4.01% | 12.02%-16.0pp | 26.14%-30.2pp | 2041.32%-2045.3pp |
| Employer contribution / active EE | $4,904 | $2,841+72.6% | $4,608+6.4% | $2,203+122.6% |
| Participant deferral / active EE | $9,557 | $4,783+99.8% | $6,026+58.6% | $3,192+199.4% |
| Admin fee / account holder | $385 | $4,927-92.2% | $8,175-95.3% | $4,297-91.1% |