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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,386 | $167,353+73.5% | $143,797+101.9% | $134,545+115.8% |
| Participation rate | 94.1% | 84.8%+9.3pp | 80.3%+13.8pp | 81.2%+12.9pp |
| Annual return | -13.57% | 0.48%-14.0pp | -0.04%-13.5pp | 418.37%-431.9pp |
| Employer contribution / active EE | $13,530 | $5,620+140.7% | $4,952+173.2% | $4,742+185.4% |
| Participant deferral / active EE | $3,156 | $6,447-51.0% | $5,638-44.0% | $6,401-50.7% |
| Admin fee / account holder | $5,831 | $18,096-67.8% | $14,679-60.3% | $11,431-49.0% |