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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,642 | $209,422+28.3% | $178,503+50.5% | $158,982+69.0% |
| Participation rate | 95.0% | 86.4%+8.6pp | 81.9%+13.1pp | 82.0%+13.0pp |
| Annual return | 13.79% | 188.81%-175.0pp | 151.12%-137.3pp | 302.99%-289.2pp |
| Employer contribution / active EE | $10,543 | $5,707+84.7% | $5,011+110.4% | $4,763+121.4% |
| Participant deferral / active EE | $2,363 | $5,955-60.3% | $5,202-54.6% | $5,983-60.5% |
| Admin fee / account holder | $68,092 | $17,079+298.7% | $13,987+386.8% | $11,252+505.2% |