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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,383 | $77,816+90.7% | $123,552+20.1% | $64,173+131.2% |
| Participation rate | 90.3% | 74.7%+15.6pp | 82.3%+8.0pp | 69.6%+20.7pp |
| Annual return | -3.30% | 12.49%-15.8pp | 119.20%-122.5pp | 7.63%-10.9pp |
| Employer contribution / active EE | $4,025 | $3,014+33.5% | $4,628-13.0% | $2,381+69.1% |
| Participant deferral / active EE | $6,783 | $5,240+29.4% | $6,426+5.6% | $3,470+95.5% |
| Admin fee / account holder | $20,461 | $5,519+270.7% | $9,285+120.4% | $4,887+318.6% |