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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,434 | $78,520+173.1% | $96,576+122.0% | $82,448+160.1% |
| Participation rate | 71.4% | 77.7%-6.3pp | 81.4%-10.0pp | 68.1%+3.4pp |
| Annual return | 14.37% | 41.30%-26.9pp | 38.47%-24.1pp | 41.64%-27.3pp |
| Employer contribution / active EE | $7,469 | $2,630+184.0% | $3,553+110.2% | $2,551+192.8% |
| Participant deferral / active EE | $6,316 | $6,754-6.5% | $7,956-20.6% | $4,139+52.6% |
| Admin fee / account holder | $12,724 | $13,455-5.4% | $11,381+11.8% | $7,234+75.9% |