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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,402 | $89,364+90.7% | $141,177+20.7% | $72,983+133.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 18.60% | 111.86%-93.3pp | 71.40%-52.8pp | 81.01%-62.4pp |
| Employer contribution / active EE | $7,661 | $3,115+146.0% | $4,736+61.8% | $2,440+214.0% |
| Participant deferral / active EE | $6,565 | $5,419+21.2% | $6,710-2.2% | $3,608+82.0% |
| Admin fee / account holder | $21,895 | $5,959+267.4% | $10,263+113.3% | $5,124+327.3% |