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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,917 | $157,296-45.4% | $141,191-39.1% | $152,897-43.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.71% | 64.34%-44.6pp | 71.41%-51.7pp | 345.43%-325.7pp |
| Employer contribution / active EE | $4,841 | $5,262-8.0% | $4,736+2.2% | $4,764+1.6% |
| Participant deferral / active EE | $5,786 | $7,111-18.6% | $6,710-13.8% | $5,851-1.1% |
| Admin fee / account holder | $557 | $12,125-95.4% | $10,264-94.6% | $11,599-95.2% |