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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,811 | $150,447-52.3% | $136,298-47.3% | $147,586-51.3% |
| Participation rate | 73.7% | 84.4%-10.7pp | 81.9%-8.2pp | 82.8%-9.1pp |
| Annual return | 15.60% | 1049.15%-1033.6pp | 5156.27%-5140.7pp | 578.59%-563.0pp |
| Employer contribution / active EE | $5,754 | $5,256+9.5% | $4,696+22.5% | $4,876+18.0% |
| Participant deferral / active EE | $4,892 | $6,631-26.2% | $6,247-21.7% | $5,439-10.0% |
| Admin fee / account holder | $740 | $10,906-93.2% | $9,244-92.0% | $10,886-93.2% |