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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,043 | $104,953+144.0% | $84,637+202.5% | $152,909+67.4% |
| Participation rate | 76.5% | 74.8%+1.6pp | 68.2%+8.2pp | 82.5%-6.0pp |
| Annual return | 22.61% | 373.94%-351.3pp | 258.82%-236.2pp | 345.46%-322.9pp |
| Employer contribution / active EE | $0 | $3,304-100.0% | $2,653-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $4,383 | $4,691-6.6% | $3,900+12.4% | $5,851-25.1% |
| Admin fee / account holder | $18,843 | $6,244+201.7% | $4,914+283.4% | $11,601+62.4% |