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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,272 | $101,063+57.6% | $81,473+95.5% | $147,586+7.9% |
| Participation rate | 75.0% | 74.5%+0.5pp | 68.0%+7.0pp | 82.8%-7.8pp |
| Annual return | 15.26% | 32.41%-17.1pp | 38.78%-23.5pp | 578.59%-563.3pp |
| Employer contribution / active EE | $0 | $3,206-100.0% | $2,568-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $5,043 | $4,242+18.9% | $3,537+42.6% | $5,439-7.3% |
| Admin fee / account holder | $10,650 | $5,812+83.2% | $4,561+133.5% | $10,886-2.2% |